with TOKEN

The First Of Its Kind Digital Banking For Kids

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Ahmad ali

TOKEN program is the 1st digital banking program for kids

TOKEN Program provides:
  • Bank account allows your kids to receive pocket money
  • Set saving goals and Gain rewards from Zood Al-ajiyal powered by Social Development Bank

Easily and safely under the supervision of their parents.



Because our children have one language in common: Gaming, and in gaming, they pay with “TOKEN”
Token allows your kids to control their pocket money. How?

  • Receive and pay digitally
  • Save and earn many rewards
  • Gain knowledge from daily transactions and financial literacy.
  • Set and manage saving goals

And a lot more under parents supervision


Zood Al-Ajiyal

  • Token enable you to save and earn through “Zood Al-ajiyal” program
    To know more please Click here
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  • 100% case withdrawal
  • Worldwide acceptance
  • Instant SMS notification 
  • Instant SMS notification 
  • Used for low value items not exceeding SAR 100 per transaction
  • Track spending
  • Set up and track savings goals
  • Parental supervision and control
  • Saving incentive to be offered to each kid on the growth in their savings average balance each month
  • SDB incentives for a period of 3 years from the date of enrollment or till the age of 18
  • Financial Literacy by offering teaching content (video clips)
  • Applicable only for Saudi nationals

Program condition

  • The guardian must be a Riyad Bank customer
  • The child must be from 6 to 18 years old (you can only register children added in the Family Registry document)
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Start Now

Riyad Bank Customers

Simply login to Riyad Mobile to get your kids banking journey started


Don’t have an account with Riyad Bank?

It takes less than 2 minutes to open your account. Simply click here to start your kids banking journey

Create Account

frequently asked questions

Only the legal guardian can enroll the child in TOKEN Program by simply applying for TOKEN Program through Riyad Mobile or at any Riyad Bank Branch

The legal guardian can request the Card and Bracelet through Riyad Mobile or at any Riyad Bank Branch

The welcome package includes:
-    prepaid card 
-    Token bracelet
-    Bracelet chip

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Card Issuance Free
Card Annual fee Free
Card Re-issuance Due to Loss/ Damageا 30 SAR
Bracelet Issuance Free
Bracelet Annual fee Free
Bracelet Re-issuance Due to Loss/ Damage 50 SAR
Card Expiration 5 Years
POS fees Free

The card can be activated through Riyad Mobile or at any Riyad Bank Branch

Visit Apple Pay page to learn how to add your Token card to Apple Pay

The guardian can cancel the card through the call center or through Riyad Bank Branch

Visit Riyad Mobile page to know how to register to Riyad Online

Riyad Bank guardians will be able to see their child’s financial transactions and activity